The second point: Class C funds can be sold as long as they are held for seven days, and only charge management fees. Class A funds should be held for more than 730 days, and there is no handling fee, so Class C funds are more convenient and suitable for novices to hold.
The third point: the shareholding ratio is different. Class A funds are more radical and Class C funds are more conservative. Under normal circumstances, the increase of class C funds is relatively lower than that of class A.
For beginners and basic people who don't want to hold it for a long time, class C is more suitable. If you want to hold it for a long time, buy a class. After all, the handling fee for each transaction is not low, and there are too many operations, so you can hardly make much money. There are many people, and many of them lose money on handling fees. Beginners are unstable, and when they fall badly, they are scared to run directly. When he rises badly and can't bear loneliness, the handling fee will be more. Finally, go to work in a fund company. Fierce operation like a tiger, a look at the record green into a dog.
Characteristics of fixed investment
1. Steady: It not only simplifies long-term investment, but also reduces the fluctuation of profit and loss, without worrying about the timing of entering the market.
2. Sustainability: small input, many a mickle makes a muckle.
3. Convenience: investors set a monthly investment budget and develop a good habit of compulsory investment.
4. Flexibility: There is no minimum/maximum limit, and the monthly payment plan can be set or cancelled at any time.
5. Low cost: Long-term adherence to fixed investment can spread the investment cost evenly and reduce the overall risk. It has the functions of automatic code increase and code decrease on dips, and can obtain a relatively low average cost.
Personal recommendation: consumption funds can be used to buy Huitianfu to upgrade consumption. This fund plate is not too big and flexible to operate. Unlike some star funds, everyone knows that the ship is too big to turn around and there are too many people to pay attention to. There is a saying that investment should not go to crowded places. Huitianfu's consumption upgrade performance is also very good, which is worth having. The medical class bought Glenn's Central European Medical. Because this fund manager graduated from medical major, he has more advantages than other managers in this respect, so I chose CEIBS Medical. I chose Xingquan and Xie Runzhiyu as mixed funds. I have bought this fund for more than five years, and the income is very good, and the withdrawal rate is not large, which is especially suitable for Xiaobai's financial management. ...