If you are not familiar with the old-age security, you can take a look at this popular science first: the salesman will definitely not tell you about the two risks!
Let's take a look at the product form of China Post Fuyu Fortune Jia No.3 (dividend type):
As can be seen from the above figure, in terms of insurance conditions, the waiting period of 180 days has attracted the attention of senior students.
You know, the waiting period of many products of the same type is only 90 days, and this product is a little longer.
In terms of protection content, this product includes expiration insurance and death insurance, and its performance is quite satisfactory.
If you want to know more about China Post Fuyu Fortune Jia 3, you can read this in-depth evaluation: China Post Fuyu Fortune Jia 3, are both risks (with dividends) worth buying? I don't think so!
In addition, it should be noted that this product can indeed pay dividends, so that both the insured and the insurance company can enjoy the operating results, but the policy dividend is unstable.
Because the policy dividend is linked to the performance of the dividend insurance business of insurance companies every year, the performance is uncertain, and in the years of poor management, the policy dividend is likely to be little or even zero.
Space is limited, and senior sister has arranged other precautions in this article: Why is the complaint rate of dividend insurance so high? Unveil the mystery of dividend insurance
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search.