If there is a * * * * loan, all borrowers need to reach an agreement on the conversion. After the main borrower handles the conversion through ABC's pocket bank, online banking, counter and super counter, other borrowers handle the conversion through any channel (pocket bank and online banking can enter the loan pricing benchmark conversion column and click to sign the agreement), and the conversion processing time is 7: 00-2 1:. When all * * * sign this supplementary clause with the borrower, the system will truly complete the loan interest rate conversion. After the conversion is successful, the main borrower can receive the news of successful signing.

The housing provident fund loan process is as follows:

1. Lenders applying for housing provident fund loans need to submit a written application to the bank, fill in the housing provident fund loan application form and provide relevant information truthfully.

2. For the loan application with complete information, the bank will accept the review in time and submit it to the provident fund center in time. The provident fund center is responsible for approving loans and informing banks of the approval results in a timely manner.

3. The bank shall notify the applicant to handle the loan formalities according to the examination and approval results of the provident fund center. The borrower and his wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other procedures to the provident fund center for review. After the approval of the provident fund center, the entrusted funds will be allocated, and the entrusted bank will issue loans in full and on time according to the loan contract.

4. If the house is secured by mortgage, the borrower shall go through the mortgage registration formalities at the real estate management department where the house is located. If the mortgage contract or agreement is signed by both husband and wife and pledged by securities, the borrower shall hand over the securities to the management department or the joint center for safekeeping.