When the fund is initiated, investors can subscribe to the fund management company or sales organization; When closed-end funds are listed and traded, investors can entrust brokers to buy and sell at market prices on the stock exchange. When investors invest in open-end funds, they can purchase or redeem them from fund management companies or sales organizations at any time.
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While balancing stocks and debts, the fund pays more attention to dividends and safety, which is also one of the ways to avoid risks. Take Morgan's double interest balance fund as an example. According to the fund contract, when the realized income exceeds the bank's one-year fixed deposit interest rate (before tax) by 65,438+0.5 times, dividends must be paid. Investors who prefer dividends can consider such funds.
The rise and fall of some funds are closely related to the Shanghai Stock Exchange Index, while the rise and fall of some funds are less related to the Shanghai Stock Exchange Index, and even some funds can rise when the market falls, which depends on what stocks the funds hold.