First, the fund dividend time
First of all, everyone should understand that there is no time limit for fund dividends, nor is it once a year. Fund dividends must meet certain conditions before they can be distributed.
1. After selling the profitable stocks, the fund investment obtains the expected annualized expected return;
2. The expected annualized expected income of the fund in the current year can only be distributed after making up for the losses in previous years;
3. The net value of each fund share after the expected annualized expected income distribution of the fund cannot be lower than the face value;
4. If there is a net loss in the fund investment year, the expected annualized expected income distribution will not be carried out.
Second, how to inquire about fund dividends?
1. Go to the website of the fund company, generally under the column of "fund products", find the fund and check the historical dividend information.
2. Log in to your account on the website of the fund company (or call the customer service phone of the fund company) to check whether your account holds the fund product on the dividend date.
3. Calculate dividend income according to dividend conditions.
If each fund pays a dividend of 0.20 yuan and you hold 1000 shares, you can get the 200 yuan. If you choose "investment dividend" as the dividend payment method, 200 yuan will be automatically added to your account according to the net value of the fund on the dividend payment day. Generally, it can be found in the fund account on the same day or a day later. If the net fund value on the dividend day is 1.5, then 200/ 1.5= 133.33, and your share will be changed from 1000 to133.33. If your dividend method is "cash dividend", the dividend 200 yuan will be automatically credited to the bank account where you originally purchased the fund. You can check your bank account 2-3 days after the dividend date.