Medical insurance for employees is charged at 8% of individual salary, of which 2% is paid by individuals and 6% by units. The money on the medical insurance card consists of the following two parts.
1. If the employee is under 45 years old, 2% of the individual contributions need to be transferred to the individual account, and 1.2% of the unit burden needs to be transferred to the individual account, which means that 3.2% of the total monthly salary needs to be transferred to the medical insurance account.
2. For employees over 45 years old, 2% of individual contributions need to be transferred to personal accounts, and 1.4% of the unit's burden needs to be transferred to personal accounts, which means that 3.4% of the total monthly salary needs to be transferred to medical insurance accounts. However, it is worth noting that employees who have reached retirement age do not need to pay fees, and their monthly tax income accounts for 3.9% of total wages.
Legal basis:
The funds injected into individual accounts in the State Council's Decision on Establishing the Basic Medical Insurance System for Urban Workers come from two parts: individual contributions and unit contributions: all individual contributions are credited to individual accounts, and the unit contributions are credited to individual accounts. About 30% of the general unit payment is included in the personal account. However, due to the great difference in the level of medical consumption expenditure of employees of different ages, the age factor should be taken into account when determining the proportion of unit contributions to employee accounts in all co-ordination areas, and the different proportions of different age grades should be determined. Determine the specific proportion of unit contributions included in individual accounts, which shall be determined by the overall planning area according to the payment scope of individual accounts and the age of employees.