In the second half of this year, the stock market was mired in a quagmire, and there was nothing to lose, but the more it was at the trough, the more it was bought, because the fund earned the difference between buying low and selling high. If you don't buy it now, when do you want to buy it?

You just put it in, and now you lose. I feel you are in a panic, but it's normal. Panic is not normal. But you should think rationally. The fund I mentioned above makes money by buying low and selling high. What you earn is the price difference. Therefore, as a novice, you should at least go through this hurdle ideologically, and you need to establish a psychological tolerance for losses. Because loss is not always a loss, and making money is not always a profit. This is how the peaks and valleys of stock market funds form profits and losses, otherwise it would not be called the stock market.

In addition, most importantly, the fund is a long-term investment. If it takes you at least a year to make a profit, be patient. At the same time, remember to remember that the money invested in the fund must be your spare money, otherwise it will bring you a burden.

You have to hold this mentality. Fixed investment funds should be regarded as compulsory savings, and money should be invested in them every month, regardless of profit or loss. At present, the stock market is near the bottom for a long time, so don't be afraid when it is at the bottom. Only by putting your money at the bottom can you earn a high price difference.