Legal analysis: At present, a few areas in China have temporarily included the new crown nucleic acid detection project in the medical insurance diagnosis and treatment catalogue, and paid according to Class B, such as Hubei Province. However, the medical insurance catalogue in most areas does not contain the cost of nucleic acid detection, which cannot be reimbursed by the medical insurance pooling fund, but the cost can be paid by swiping the medical insurance card, and the following conditions must be met: 1, being the insured of the basic medical insurance for urban workers; 2. The personal account balance of medical insurance is sufficient; 3. Test in a medical institution that can swipe the medical insurance card. If the medical institution doing nucleic acid testing can't swipe the medical insurance card, it can't pay.

Legal basis: Paragraph 1 of Article 2 of the Notice of the State Medical Insurance Bureau, the Ministry of Finance and State Taxation Administration of The People's Republic of China on Doing a Good Job in Basic Medical Security for Urban and Rural Residents in 20021year should do a good job in landing the list of medical security benefits, resolutely establish the awareness of list and scientific decision-making, and strictly implement the scope and standards of basic medical security payment. It is necessary to strengthen the connection of the triple security system of basic medical insurance, serious illness insurance and medical assistance, and give full play to the comprehensive security function. Further consolidate and stabilize the level of hospitalization treatment, stabilize the proportion of fund payment within the policy range at around 70%, improve the treatment guarantee for chronic diseases and special diseases in outpatient clinics and make overall plans for general outpatient clinics, and do a good job of treatment convergence. Continue to do a good job in the implementation of outpatient medication security policies for patients with hypertension and diabetes, carry out special actions, and uniformly organize demonstration city activities in various provinces (autonomous regions and municipalities directly under the Central Government). Conditional areas can explore the inclusion of chronic diseases such as cardiovascular and cerebrovascular diseases in the scope of chronic disease protection, give play to the role of medical insurance in promoting early diagnosis and treatment of chronic diseases, and improve the level of health management. We will speed up the improvement of the medical insurance assistance system for major diseases. The medical insurance for major diseases will continue to implement the policy of giving priority to the extremely poor, the low-income recipients and those returning to poverty, improve the unified and standardized medical assistance system, reasonably determine the standard of assistance treatment according to the actual situation, and consolidate the medical assistance guarantee function.