1. Interest rate advantage As a policy loan, the most obvious feature of housing provident fund loan is low interest rate.

2. The repayment method is flexible, and the prepayment is convenient. As long as it is greater than the "minimum repayment amount", all of them are regarded as prepayment amount. Provident fund loans have three prepayment opportunities every month, and lenders can even adjust their prepayment amount at any time every month.

3. Increase capital utilization rate and return on investment.

4. Provident fund loans and commercial loans have no influence on each other. Before using provident fund loans, buying a house again and choosing commercial loans is still counted as the first suite, and the down payment is also 3%, and the benchmark interest rate is still implemented.

Click to view: What are the advantages of housing with provident fund loans?