The medical risk fund is accrued every year. The proportion of medical risk fund is generally .1% to .3%, and there will be some differences in fees in different provinces. The specific formula for the withdrawal amount of medical risk fund is the proportion of medical income withdrawn this year-the initial balance of medical risk fund = withdrawal amount. Therefore, the withdrawal amount of medical fund is based on medical income, and the higher the medical income, the higher the withdrawal amount.

1. What is the medical risk fund

First of all, the medical risk fund is a policy provision, which can be withdrawn according to the documents of China Securities Regulatory Commission: when the balance reaches 1% of the total net asset value of the open-ended and closed-ended securities investment funds managed by the fund management company, it can no longer be withdrawn. The custodian bank takes the net asset value of each securities investment fund under custody as the withdrawal base, and it can no longer be withdrawn when the balance exceeds 1%. If the company loses money before tax, The general risk reserve investment income should be fully included in the general risk reserve management. If the risk reserve investment loses money, the company should offset the balance of the general risk reserve with the loss amount. His accounting entry is: medical and health expenditure-withdrawal of medical risk fund.

second, is social insurance medical insurance?

medical insurance is a kind of social security. Medical insurance is not equal to social security, but a part of social security, which is the abbreviation of medical insurance. Social security includes endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.

Social insurance includes five types of insurance: endowment insurance, medical insurance, unemployment insurance, disability insurance, maternity insurance and sickness insurance.

medical insurance is an insurance to compensate the medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Such as free medical care and labor insurance medical care in China. In the future, the medical expenses of employees in China will be borne by the state, units and individuals, so as to reduce the burden on enterprises and avoid waste.

3. How long will it take for medical insurance to take effect

1. Employee medical insurance will take effect in the month after purchase.

2. The residents' medical insurance is purchased from September to November every year and takes effect on January 1st of the following year. Continuous purchase is permanent.

3. If the purchase time of residents' medical insurance misses the above purchase time, there will be a waiting period of 3 months.

4. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the payment of employers and individuals. After the insured person suffers from medical expenses, the medical insurance institution will give him some economic compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of units and social members, and with the government's funding, sick social members can get necessary material help from the society and reduce the burden of medical expenses.