Hello, the money in the personal account of the medical insurance card is used up, and it must be borne by the individual. After the accumulated amount of personal conceit exceeds the specified amount, the excess medical expenses shall be borne by individuals in different proportions according to the hospital category, and the rest shall be paid by the overall fund. Urban insured persons should take the initiative to show the "Medical Insurance Calendar" and use the medical insurance card to settle accounts when they are treated in outpatient service and hospitalization in designated hospitals in cities and towns or in designated hospitals for special diseases.