Xingye credit card has many activities, many points and rich gifts. Generally speaking, there is no arbitrary charge for the credit card of Industrial Bank, and all the links that need to be charged are made clear in advance, such as the handling fee and interest corresponding to the cash borrowed in advance, which exceeds the interest corresponding to the loan that has not been repaid during the interest-free period. Therefore, careful use of Industrial Bank credit cards can be completely avoided.

Advantages:

Save money: Under normal circumstances, Industrial Bank has to pay an annual fee for its credit cards, but it also has preferential policies for annual fees. The Industrial Bank credit card handled in the first year can enjoy the annual fee-free policy. In the first year, as long as you swipe your card for any amount of five times, you can also avoid the annual fee for the next year, saving you a lot of annual fee funds and enjoying it for free.

High quota: customers generally don't choose Industrial Bank credit card with small quota. The maximum credit card limit of Industrial Bank Jinpu Card can reach 50,000 yuan, so that you no longer have the trouble of low credit limit.

Points: When customers spend by credit card, Industrial Bank will provide points in return, and customers can get gifts with corresponding points provided by Industrial Bank with points. At present, the validity period of Industrial Bank's points is subject to the validity period of the card. For the main credit card of Industrial Bank newly issued before 201April 10, after the card expires and the cardholder renews the card, the points will be automatically extended.

Simple: The application process of Industrial Bank's credit card is quite simple, and there is no need to provide guarantor or deposit. Industrial Bank can issue cards to applicants according to their personal credit.

Extensiveness: Industrial Bank's credit cards can be consumed by special merchants with UnionPay logo nationwide, and can also be withdrawn from ATMs with UnionPay logo nationwide. You can enjoy discounts in thousands of shopping malls and restaurants across the country.

Discount: The credit card points of Industrial Bank can not only be converted into gifts, but also be converted into cash according to the ratio of 400 points 1 yuan for customers who prefer economic feedback.

Security: In order to ensure the safety of customers, customers of Industrial Bank can enjoy the security guarantee of zero card loss risk.

Convenient: customers don't have to run around for repayment, and they can also realize the inter-bank repayment business of Industrial Bank's credit card.

Fast: In order to avoid overdue repayment, ordinary customers make repayment transfer in advance, while Industrial Bank can realize real-time repayment by card.

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