Analysis on the expected income of pension target fund
1, long-term steady appreciation
The goal of pension fund is to realize long-term stable appreciation. At the same time, due to the adoption of the form of FOF, the expected return of the fund is basically guaranteed through the optimal allocation of various assets and the pursuit of stable expected return.
2, higher than the general fund.
Pension target funds encourage investors to hold them for a long time. From the point of view, the closed period of pension target fund is not less than 1 year, 3 years and 5 years. Therefore, if it is not higher than the expected return of the ordinary fund, it is difficult for investors to hold it for a long time, so it is speculated that the expected return of the fund will be higher than that of the ordinary fund in the long run.
Loss analysis of pension target fund
Because it is the first listed pension fund, it is considered that the possibility of loss is very small. Fund management companies attach great importance to the investment and management of funds, and at the same time, they have very high requirements for the management talents of pension funds, far higher than the general fund managers who offer public offerings. In other words, the pension target fund is the product of high allocation and high-end talent operation, so even if the expected income is low, the possibility of loss is relatively small. Because once the first batch of funds lose money, the latter batch of pension target funds will not attract investors to invest.
This paper analyzes the pension target fund from two aspects: expected income and risk. In fact, the first batch of this fund will never be mediocre for the sake of fame. If you are optimistic about the first batch of pension target funds, you may wish to buy some at the issuance stage. As far as development is concerned, we are still optimistic about the expected return of the pension target fund.