Many middle-aged men don't start trading stocks until they are middle-aged, which is not sudden, because there are only two kinds of people who trade stocks, successful people or unsuccessful people. Middle-aged people, or a failure, he decided to blog in the stock market. Either successful people, contact with the big brothers in stock trading, over time, he has also been affected.
the first kind of people, like me, because they are unemployed and sick at home, can't do anything. They think about it and only do it as a profession, so I can only bear all the hardships and difficulties by myself. Of course, there are also ordinary and boring jobs, and there are more people who take stock trading as fun.
I also see that many young people are trading stocks, or want to trade stocks. First, they have no strength (lack of money), and second, they have no experience (lack of life experience is easy to be cheated), so they are in the learning stage. There are also people in their twenties who are very successful, and they will be middle-aged in a few years.
Middle-aged people are often successful people. When they have money and leisure, they naturally start stock trading. My friends are among them. A friend started out as an antique dealer, with millions of dollars in cash, a car, a house and a lot of stock. He also met many people because of his business. At a party, I heard that he was speculating in stocks and lost hundreds of thousands. But after all, he was a businessman, and he was taken by a friend to speculate and lost money. He said, "This is not what I will do, and I will lose money to learn experience." I never heard him mention it again. As for whether it will happen later.
There is another person, who is the boss of my first company and is also playing in my circle of friends. He also speculates with me, but like my friend, he takes stock trading as fun and doesn't take it seriously. Because when we get together, people are speculating, and you don't speculate, which is a bit different and you can't play together.
There is also a girlfriend. Because her husband is trading stocks, she followed suit. Later, when the company laid off people, she took the initiative to quit and started trading stocks. She said it was good, free and didn't delay making money.
Therefore, it is normal for people to speculate in stocks in middle age. Speculating in stocks requires financial support and intellectual support. Middle-aged people have a certain amount of savings and contacts, and they also have more experiences. Apart from the pressure of life, they feel that speculating in stocks is a challenge to break through their own careers. You can also say that you are "gambling" and betting on yourself is more successful, because the current life is too boring.
Now, I think it's an intellectual game. It's not that you can succeed by learning skills. It's about your understanding of the nature of things and your self-control. Therefore, it is the right choice for people to come back to stock trading after middle age, because middle-aged people are mature in all aspects and can withstand this challenge and the downward pressure. People buy more stocks in middle age, especially middle-aged men.
Middle-aged men are under great pressure, and stock trading can release the pressure. Zhang Ailing, a famous writer, said that a middle-aged man often feels lonely, because when he opens his eyes, he is surrounded by people who depend on him, but there is no one he can rely on. A true portrayal of middle-aged men. Middle-aged men are the backbone outside, so they should take the lead and work hard. At home, there are old people and young people, and life support is the pillar. The pressure of work and life makes middle-aged men need to find a place to vent. Stock trading allows middle-aged men to immerse themselves in the free world of stocks, forget their troubles and release their pressure.
Middle-aged men are mature, and stock trading reflects personal wisdom. After the experience of life, middle-aged men are more mature in mind and mentality, and have mature ideas about handling things. Although they have some savings in their hands, they still can't do other business and industrial investment. The income from financial management is disdainful, and the threshold of the stock market is low. Middle-aged men can just show their intelligence and self-satisfaction. There are risks in stock trading. I advise middle-aged men to think twice about stock trading. It is not easy to support their families. Spare money for stock trading, long-term investment, and a happy life.
the entity is hard to do! After middle age, many people want to make a career at the best time in their lives, and they can come back for nothing. At this time, they have life experience, life experience and the first bucket of gold. As a man, the pillar of a family, it is their first thought that he wants to change the family life and improve the living environment! But the current market is not optimistic, not everyone can rely on physical stores to make achievements! There are high rents, cheap employee salaries, and the attack of e-commerce. It has not cost hundreds of thousands or even hundreds of thousands, which makes many people discouraged. What should I do if there is no way out? The stock market is the only way for many people to get rich! Although most people end up losing money, it is the easiest way to invest! In a word, starting a business is too difficult!
It's my pleasure to answer your question. I will analyze this question from the characteristics of middle-aged men. The details are as follows:
First, most middle-aged men have connections, and many of them are in the stock market. They often listen to how much they earn today and how much they earn tomorrow. He thinks that these connections can recommend him good stocks, and most of them are short-term operations. They buy today, some sell the next day, and some may not sell them until a few days later.
Second, middle-aged men who are slightly successful are already middle-class. They have a house and a car, have extra money every year, and already have certain financial strength. They also want to find a way to make money for these extra money. After thinking about it, the interest on saving money in the bank is too low, and it is also too low to buy bonds and manage money in the bank. Moreover, there are certain risks. It is better to take a chance in the stock market.
Third, because they have a certain economic foundation, contacts and resources, and can accept certain risks, their stock trading mode is basically acceptable. Moreover, because they have a certain economic foundation, they can stop their losses in time when doing short-term. Short-term stock trading can also stop their losses in time, which reduces his risks and brings him some profits in the short term. Moreover, when a novice enters the stock market, he can make some money at first.
To sum up, middle-aged men are influenced by colleagues, friends and leaders around them, and often hear them say how much money they earned today, how much money they earned yesterday, etc. In addition, they have money left in their hands, and they slowly start to enter the stock market to speculate. At first, they earn some money because of the good timing, and their mentality is a little inflated. The stock market is so simple, buy low and sell high, and then they enjoy it.
There are several men around me. They didn't stock in the past, but they started to stock in middle age. Their story goes like this: First, Mr. Wang: Seven years ago, he resolutely refused to stock and manage money.
At that time, I advised him to manage money and make money:
1. You can buy a house in the city where you work, and you can sell it after you stop living, without losing money. He said that he had a house in his hometown in the northwest and didn't buy it.
2. You can trade stocks. If you are afraid of risks, you can buy bank shares or XX Railway. At that time, the market fell below 23, and 2.2 yuan Road, Guang XX Road, has fallen below its net assets, so I think the risk is very low. He shook his head like a rattle and resolutely refused to touch the stock: "X amount treasure is very good. I saved XX million in it and earned a box lunch every day. "
The house price in the city where he works has more than doubled in recent years. X's income has been reduced by more than half. One day he came to me and said: Guang XX Road is good. It has risen to more than 9 yuan. Give him a sanitary eye.
He also regrets not taking my advice. Otherwise, his assets are at least twice what they are now.
now he is addicted to stocks every day. The reason he gave was: "It is difficult to eat. As a senior programmer, companies are always over 35 years old and don't recruit. It's hard to find a job. Thinking about it, you can only make money by making stocks. " Now he has written a small program by himself, and the software helps him place orders automatically. He said that his income was XX% last year. Second, Mr. Zhao, the account I opened with
before, he didn't reject stocks, but he didn't have much interest in stocks, and he didn't operate for many years. Suddenly one day he asked me if I remembered his account number. Surprised: Why did he suddenly want to find a stock account? Later, I learned that the company gave him a rights issue and suddenly had a stock with a market value of several million. What he does is: out of personal needs to take care of assets. 3. Mr. Zhang has never managed money before. Bank demand deposits exceed six figures.
every time I tell him how to manage money and make money, he always says: trouble. "prodigal! Even if you buy a money fund, you can get at least 1 thousand yuan a year. You are too troublesome, you can let me operate it, and the income will be divided into half. " Later, in front of me, I bought three money funds in online banking. After more than a month, he excitedly said to me, "Wow, the mobile banking account actually has more than 1 interest. This method really works." Later, he also began to talk to me about stocks.
To explain the reason, he was uneasy because the money was flooded too much and the capital depreciated badly.
Summary:
No matter what factors, men suddenly start to stock up in middle age for the same reason: they want to realize the appreciation of personal assets. At least you have to beat CPI.
"If you don't manage money, money will ignore you." I wish my readers and friends can outperform inflation.
People are near middle age, so investing in stocks is a good choice.
at the age of 35-5, the ceiling of career is almost clear.
If you want to make a breakthrough in wealth, you must have a second income curve. It is absolutely right to enter the investment market.
At this time, women are more exposed to financial management, preferring to deposit, bank financial management, insurance, funds, etc., and some like to buy a house.
Men have a high investment risk preference, so it is inevitable to choose the stock market. Of course, equity investment, office buildings and shops are also a choice.
Compared with some sideline investments that emphasize assets and management, stock investment seems to be easier.
But after entering the stock market, you will find yourself stepping on a huge pit.
Because the stock market is a group of experienced people who have the ability and money to harvest fresh leeks.
People are near middle age. Even if they mix well in the society, they have strong viability, and even some middle-aged people are greasy, but when they are put into the stock market, they become a rookie and face great challenges from the market.
Middle-aged people who want to make money in the stock market are everywhere, only to be educated by the market and reap wealth.
Therefore, investing in stocks is a good choice, but blindly entering the market and investing is not a good way.
we must first understand why stock investment is a dry choice, not other investments.
many people will definitely jump out to refute the stock market harvesting leeks.
Strangely, most of these people are still stock market enthusiasts, just like gamblers always feel that casinos are not good, and then continue their gambling career.
in the eyes of most people, the risk of stock investment lies in the uncertainty of the market and the non-disclosure of information.
In fact, the stock market is more transparent than other investment markets.
Although there are many performance frauds, they account for a small proportion of the market after all, and most of the information is transparent, at least from the enterprise level of listed companies.
When you invest in a physical project, the front-end preparation and project inspection are very complicated. The information disclosure is only good, not bad, but in fact there are pits everywhere.
and once invested, even if mistakes are found, the stop loss cost is very high.
the advantage of investing in stocks is that the cost of trial and error is low, it is not easy to cause great losses, and the stop loss is convenient. In fact, it is very safe.
Of course, except those investors who regard investing in stocks as gambling and trade back and forth in the market every day, they are more like speculative gamblers than investors.
investing in stocks is actually a dividend for investing in economic development, and the dividend for investing in enterprise development is not the apparent rise and fall of stock prices.
as a middle-aged person, I have been working in the enterprise for more than ten or twenty years. In fact, the development of the enterprise is very clear about the economic development.
at this time node, it is a good way to invest in stocks in a planned and purposeful way.
The stock price itself reflects the enterprise value and market positioning, and the short-term fluctuation is only the capital behavior.
If we invest in stocks in the way of looking at enterprises, this way is very suitable for middle-aged men with experience, qualifications and experience.
knowing what money you earn is the key to investing in stocks.
investment without planning almost leads to direct failure.
When entering the stock market, many people have no goals and no plans, and have not thought much about anything except knowing how to prepare money.
The first stock in life is almost always bought after listening to people around you.
after paying tuition fees in the stock market, I began to grope for the rules slowly. Before that, I basically tried my luck to make money.
naturally, this kind of investment will lose more and earn less.
As a qualified investor, especially a middle-aged male investor, you must make some preparations.
1. investable funds and risk tolerance.
Stock investment, in essence, is a risk investment, that is to say, there will be some possibility of loss.
In fact, any investment may have the possibility of losing money, unless you deposit your cash in the bank or buy insurance.
But everyone's risk tolerance is different. This is a risk assessment.
The reason is simple. Once the loss exceeds the tolerable range, it will easily lead to the collapse of mentality, thus disrupting the pace and style of investment and leading to further losses.
Many people lose a lot, almost all of which are gambling investment methods beyond their affordability.
2. investment mode and investment cycle.
stock investment, short-term, mid-line and long-term, and various investment methods correspond to different investment cycles.
actually, we need to make it clear that there is no right or wrong way to invest.
whether you follow the market funds and market sentiment to make short-term hot spots or follow the performance to make medium-and long-term investments, it is an investment method.
each investment method requires completely different investment skills.
some need short-term technology, some need to analyze trends, and some need to be studied by enterprises.
Therefore, the investment method and cycle must be determined first, and cannot be changed while investing.
3. Stock selection and research.
no matter what kind of investment strategy, you need to choose stocks.
stock selection can be said to be the most important link in investment.
listening to others' choices is equivalent to being blind.