I do fund investment in Tian Tian Fund, and the investment method is fixed investment plus single warehouse increase. The redemption method is generally to redeem in batches after reaching the target rate of return, and the target rates of return are 8%, 10%, 20%, etc. , depending on the market situation. Income is not recorded in partial redemption, but recorded in full clearance. But how to calculate the income? There are several figures on the confirmation page of Tian Tian Fund. Which is the accurate income? After my experiment, I found that there are two calculation methods.

Method 1: Redeem the position income displayed the next day minus the handling fee.

1. Redeem the next day to check the position income. For example, I took a screenshot of this $ Thai restaurant. 10/kloc-0 was redeemed on October 27th, and the income on the 27th was updated on101October 28th. At this time, the screenshot is the final income. It can be seen that the position gain is 2634.37.

2. Check the transaction record: open the transaction record and check the redemption confirmation information. It can be seen that the confirmation amount is 4 167.95 yuan, and the handling fee is 33.49 yuan.

3. Calculate the actual income: the position income MINUS the handling fee, that is, 2634.37-33.49=2600.88 yuan.

Explain these numbers of confirmation information:

1. Total assets upon redemption: as shown in figure 1, it is 420 1.44.

2. The handling fee is 33.49 yuan, which is the handling fee for fund redemption.

3. The confirmed amount is 4 167.95 yuan, which is the amount actually received after redemption. It is the total assets at the time of redemption MINUS the handling fee, that is, 4201.44-33.49 = 4167.95.

4. The amount of money fund subscription confirmation: 4203.26. I was puzzled at first, because it didn't match any figures. Now I understand it this way, because we applied for quick redemption of the live treasure on the 27th, and the net value of the fund on that day will not be determined until the evening of the 27th, so the amount returned to the live treasure at that time was calculated according to the estimated net value, so it was equal to the actual amount of 420 1.44 confirmed on the 28th.

5. Share decrease: 35.3 1 share, because the Monetary Fund 1 yuan 1 share, it is 35.3 1 yuan, so the actual amount of money returned to the initiative treasure is 4203.26-35.31= 4/kloc.

Method 2: Subtract the total input cost from the total amount received.

1. Fixed investment time is less than one year: check the transaction records on the mobile APP, but check before redemption confirmation. If there is no such fund in the confirmed position, I don't know where to check the transaction records on my mobile phone. At this time, you can only go to the website to check the transaction records.

2. Fixed investment time is more than one year: check the transaction records on the website of Tian Tian Fund.

(1) Go to the website of Tian Tian Fund:/

(2) After logging in, enter my assets, and then click the transaction query on the lower left.

(3) Click Advanced Search and enter the fund code to be queried. For example, the catering code of the $ Thailand certificate I want to check is 160222.

(4) Looking up the detailed transaction records, I calculated that the total amount of my investment was 13700, which was redeemed in three batches. The total amount added to the account was 16300.88, and the calculated profit was 2600.88 yuan, which was the same as the result obtained by the first method.

I started this fund on April 29th this year with a total investment of 13700. I redeemed it three times on August 9th, September 7th and1October 27th, and held it for six months, with a total income of 19%. Although I didn't sell the three highest points, I didn't sell them either.