What is Jin Xiaobao?
1. Jin Xiaobao is the first "Internet Baby" of Founder Securities, which is specially used to manage customers' idle funds. After the market closes every day, customers' idle funds will actively turn into "Jin Xiaobao", which will not affect stock trading, but also gain money fund income. Jin Xiaobao's income calculation:
1. The daily income of Jin Xiaobao enjoys the next day's income as a new subscription fund.
2. Jin Xiaobao will calculate the income on holidays, but the newly transferred funds on the trading day before holidays have no income on holidays. For example, the funds transferred to Jin Xiaobao on Friday 16:00 will not enjoy the benefits on Saturday and Sunday.
3. Jin Xiaobao's income will be relatively high on Monday, because Monday shows the total income on Friday, Saturday and Sunday.
4. If there was money in the account yesterday, but Jin Xiaobao didn't calculate the income, you need to check whether the account was opened, whether the capital flow was opened and whether the capital flow was abnormal. Excluding the above situation, you can check whether there are any stock orders that have not been withdrawn or not. If yes, the system missed the time of transferring money to Jin Xiaobao on the last trading day 16:00. In this case, it is suggested to cancel the unfinished entrustment in time and let the fund enjoy the benefits of Jin Xiaobao.
Note: You can also enjoy the proceeds on the day of redemption of Jin Xiaobao.
Jin Xiaobao Reserved Amount: After the daily closing, the idle funds in the stock account that exceed the reserved amount will be automatically bought in Jin Xiaobao. The customer modifies the reserved amount before T day (T is the trading day) 15:00, which will take effect on T day, and the income will be calculated on T+ 1 day, and will be received on T+2 day; If it is modified after 15:00, T+ 1 will take effect, and the income will be calculated on T+2 and received on T+3.