There are many short-term wealth management products. For example, some third-party payment platforms will have such short-term wealth management products. Generally speaking, the shortest time for them to buy is one month, and the longest is more than three years. These are short-term wealth management products and need to be judged according to their own needs. There are also some short-term wealth management products, that is, money funds and bond funds, which can be bought and sold at any time and will not arrive until every other day at most. Like Alipay's balance treasure, it actually belongs to a monetary fund. This kind of wealth management product is characterized by being very safe and will not have particularly high risks. This kind of fund is also bought by many people, which really facilitates our flexible access. If you buy short-term wealth management products, you won't be able to move the money for at least one month. Some wealth management platforms also have short-term wealth management products, and this rate of return is also better.

Now the fixed investment of the fund can also be regarded as a short-term wealth management product, which is generally calculated in half a year. If you hold it for more than one year, it is long-term financial management. The risk of short-term fixed investment of the fund will be relatively greater. After the fund market rises, the income will increase. However, if the timing is not good, the fund market will be a volatile situation, and there will not be too many gains and losses at this time. Therefore, it is necessary to make choices according to personal financial needs, and those who have the ability to take risks can make fixed investment in the fund. Whether it is an industry fund or an index fund, it can be fixed. Fixed investment will also reduce risks and obtain more stable income.

Therefore, there are many short-term wealth management products, such as many low-risk wealth management products, which will last for a short time, but the yield will be relatively lower. You can also choose investment funds or buy money funds and bond funds.