Yunnan province's business guarantee loans can be subdivided into small business loans, individual business guarantee loans and small and micro enterprise business guarantee loans.
Business start-up secured loans (formerly known as small secured loans, small secured loans for unemployed people and small secured loans for laid-off workers) refer to entrepreneurs or small and micro enterprises that meet the prescribed conditions as borrowers and are recommended by relevant contractors (public employment service agencies, education departments, market supervision and management departments or mass organizations such as federations of industry and commerce, trade unions, the Communist Youth League and women's federations). The guarantee is provided by guarantee institutions (business start-up loan guarantee fund operation and management institutions), and the handling bank (handles this item).