Generally, the subscription of the fund can be confirmed at T+ 1, but there will be a long time difference in redemption. For example, it may take eight or nine working days to get the redemption money for investing in foreign funds, 5-7 working days for stock funds, 3-4 working days for bond funds and 1-2 working days for money funds.

Net value+subscription fee is your cost. But the data provided by the fund company does not include the subscription fee, so you should be clear about it yourself. The subscription fee for general stock funds is 1.5%, for bond funds it is 1.0%, and monetary funds do not charge subscription fee. If you invest in stock funds and bond funds through the fund company's website, this subscription fee is often 60% off.