1. Bank of Shanghai-Bank Tax Insurance Application Conditions: 1. The enterprise has been established for more than 3 years (inclusive). 2. The business income of the enterprise in the tax declaration for the previous year shall not be less than 5 million yuan and the total tax paid for the previous year shall not be less than 100,000 yuan. 3. The corporate tax credit rating is B level (inclusive) or above. 4. The actual controller of the enterprise is between the ages of 25-65. Credit amount: The credit limit of a single household shall not exceed 10 times the total tax paid by the enterprise in the previous year. The total loans of the enterprise in all banks shall not exceed 50% of the operating income reported in the tax declaration at the end of the previous year (including this credit extension), and the maximum limit of a single household shall not exceed 5 million yuan. Enterprises whose tax declaration profits in the previous year were less than zero will not be supported, and the maximum first-time loan for enterprises without bank credit records shall not exceed 2 million yuan. Loan term: no longer than 1 year. Guarantee method: The Shanghai Small, Medium and Micro Enterprise Policy Financing Guarantee Fund provides a guarantee of 80% of the loan principal, and the actual controller or major shareholder of the enterprise provides a personal joint liability guarantee. No other guarantee measures are required. Guarantee rate: Generally 0.5%-1% of the loan guarantee amount. Application method: Apply through the bank-tax interactive platform
2. Suzhou Bank-Tax Bank Time Loan Application Conditions: 1. A citizen of the People's Republic of China between 20 and 60 years old, with full capacity for civil conduct; 2. The business location is within the scope of Jiangsu Province (Suzhou, Nanjing, Changzhou, Suqian, Huaian, Nantong, Wuxi, Taizhou); 3. It has been established for more than one year; 4. Other conditions specified by Suzhou Bank. Application method: Apply for a loan on the Weizhong Tax Bank website
3. Chaoyang Bank-Yinshui Tong Loan Loan period: up to one year, and the interest rate shall be based on the current interest rate of Chaoyang Bank. Credit limit: divided according to the tax amount of the previous year, sales revenue, etc., and the repayment method is flexible. Application method: Full process online application
4. Jilin Bank-Tax e-Financing Application amount: up to 2 million yuan. Application conditions: Mainly open to small and micro enterprises with good tax records and tax credit ratings of B and above. No mortgage guarantee is required for pure credit.
Application method: Apply at bank branches