It is also worth noting that when we buy funds, we should be clear about a concept. Buying a fund is to make money. The fund is not a deposit and does not guarantee principal or interest.
After earning a certain income, you need to redeem it, so that the money can be saved. Buying a fund requires buying low and selling high to make money. You should know how to make a proper profit. For example, the current market is particularly high, so you should pay attention to the risk of falling.
Precautions:
Funds are suitable for long-term holding, which can effectively spread the risks of funds. However, when choosing a fund, it is necessary to choose a good fund from many aspects for long-term holding, which does not mean that all funds are suitable for long-term holding. If you choose a bad fund, you will only lose more and more.
If not all funds can be held for a long time, it is necessary to selectively choose funds to hold for a long time. In addition, holding the fund for a long time can reduce the redemption fee. When the fund is redeemed, the longer it is held, the less the redemption fee will be.