Recently, the bond market is full of thunder and little rain, resulting in a sharp drop in bond funds with bonds as their main investment targets, and many people have lost money. For the loss-making debt base, can investors always hold the later principal and return it?

Can the debt-based storm principal come back?

After the debt-based turmoil, it is possible to repay the principal, but it is not absolute, and it may also fall. After all, no one can predict whether the debt base will rise or fall in the later period. Therefore, investors need to be psychologically prepared when deciding whether to continue holding in the future. They can set a stop loss point for themselves. If the debt-based losses exceed this point, they choose to quit, otherwise they will continue to hold.

Of course, judging from the current trend of the debt base, it is more likely to fall in the future. After all, the debt base has been rising in the past two years and is at a high level. If it continues to rise, the pressure will be even greater. In addition, since June 5438+00, the liquidity between banks is tightening, and the currency is not as loose as before. The cost performance of debt-based investment is declining.

However, it does not mean that investors must lose money by holding the debt base. After all, the income of debt base = the income of bond price increase+the income of bond interest. In other words, the fluctuation of bond prices and the interest generated by holding bonds will affect the income of debt base. Even if investors lose money by buying bonds with gene price fluctuation, the return after maturity is positive, and in general, the gain from holding bonds can be deducted from the loss caused by bond fluctuation, so investors are less likely to lose money.