According to your situation, the total investment in two years is 9600 yuan.

If the expected annual income is 5%, the income is 474.37, and the principal and interest10074.37;

If the expected annual income is 8%, the income is 773.28, and the principal and interest10373.28;

If the expected annual income is 10%, the income is 978.77, and the principal and interest are10578.77;

If the expected annual income is 15%, the income is 15 15.23, and the principal and interest are115.23;

If you invest for a long time, the income will be higher and the risk of loss will be greatly reduced due to compound interest.

Calculated in four years, the total investment is 19200 yuan;

If the expected annual income is 5%, the income is 2005.95, and the principal and interest are 21205.95;

If the expected annual income is 8%, the income is 3339.97, and the principal and interest are 22539.97;

If the expected annual income is 10%, the income is 4289, and the principal and interest are 23489;

If the expected annual income is 15%, the income is 689 1.36, and the principal and interest are 26091.36;

As our working class, because the investment is relatively low, we can take more risks in order to get better returns.

Therefore, it is suggested to invest in index funds, such as Shanghai and Shenzhen 300 (Harvest, Dacheng, Huaxia), E Fund Shenzhen Stock Exchange 100, South 500, etc. , or stock funds, prosperous Chinese businessmen, Huaxia advantage, Dacheng Jingyang.