First, the overall market environment. If the loss above 10% is due to the overall market turmoil, if the safety of funds is considered, we should stop and wait for the first time, just like when the stock market crashed in 2065, 438+05 and 99.9% of the stocks were doomed.

Second, if you lose 10% on a stock under normal market fluctuation, you should consider whether this fluctuation is within the normal price fluctuation range you expect from him, and whether you can accept it if there is a bigger loss. If it is really a high-quality stock and intends to hold it for a long time, you can consider covering your position.

Third, trading discipline. If you have strict trading discipline, it is recommended to reach the stop loss line and enforce discipline.

What should I do if there is a loss of 10% in the process of financial management? This problem is very common and needs to be seriously considered in investment and financial management.

0 1

First of all, find out the variety of your wealth management products!

Products that lose 10% in the process of financial management should be medium and high-risk investment products.

For example, investments in commodities such as silver, gold and crude oil, as well as investments in common stocks and funds, as well as investments in virtual currencies such as Bitcoin, will all generate losses of more than 10% during the market downturn.

For example, after the Spring Festival in 2020, the gold market, crude oil market, bitcoin market and stock market all experienced sharp drops and shocks, which caused many investors to suffer losses to varying degrees.

02

According to different products and investment strategies, the solutions to losses are also different!

I have never invested in paper, gold, paper and silver, but after reading a lot of investment experiences and lessons in this field, I come to the conclusion that if gold and silver are covered with more than one order, don't be too alarmed to cut the meat, because paper, gold and silver will not fall to negative numbers, so more than one order will not explode.

The basic strategy adopted is to add positions downwards, not to add positions if there is no money, waiting for the rise and band operation. As for when it will rise, the time is uncertain. You need to study it yourself and explore it slowly.

Investing in crude oil and bitcoin, the same operating principle. Of course, in terms of investment, we must insist on being unfamiliar. Any investment and financial management is not easy to make money, but it is common to lose money.

Regarding Bitcoin, investors are not recommended to participate, and the risk is relatively high. It's near the waist recently.

It is also very important that the investment in silver, gold, crude oil and bitcoin must be light and controlled. If it falls sharply, there will be no money to cover the position.

Of course, there are also strong investments. A netizen entered the futures spot market from 20 12, and earned three years' salary through gold and crude oil from the loss of entry to 20 16.

Therefore, the loss is not terrible. The key is that you need to keep learning and sum up your own strategies, and you will usher in a day from loss to profit.

03

What about the fund investment loss 10%?

Of course, the focus here is not on these relatively small investments, but on fund investment. If the loss is 10%, there are three strategies to choose from.

The first is to insist on adding positions. The more losses, the more you have to add positions to reduce costs. Once the market turns better, the fund will rise and make a profit soon.

According to the current market position and valuation, except GEM, the valuation of other sectors is not high. If you insist on adding positions, you should not lose money in the future.

The second is to check the fund, get rid of the past and save the future, and change the fund. Judge whether this fund needs to continue to hold. If you don't want to continue holding, you can change funds.

Change funds, you can make up for the loss of the previous fund by changing your favorite fund, so as to make money from the loss of this fund.

The third is to hold funds, wait for the market to improve and achieve profitability.

I don't know what to do if there is no good strategy at present. Let's put this investment on hold.

You can read books on investment and financial management, learn while practicing, and then consider how to deal with financial products with financial losses 10% when you have your own ideas and strategies.

I started to invest in the fund from 20 17, and adopted the method of fixed investment. The fund also lost more than 10%, and I have been insisting that the more I lose, the more I add positions, and now I have begun to make a profit.

For example, the Shanghai and Shenzhen 300 Index Fund, which I started investing in in 2065438+2008, has now made a profit of more than 20%. This is the power of persistence!

In short, in the process of financial management, the loss of 10% is not terrible. The most important thing is to find the right strategy to deal with it.

Just published an article "Investment, Speculation and Gambling" today. For investors, stock fluctuation is not a risk, but only when the fundamentals of the enterprise are misread or changed.

There are only three situations in which the real value investment sells the target. First, I misread the fundamentals of the enterprise and admitted my mistake. Second, enterprises overestimate; The third is to find a better goal. Because the stock price fell briefly, none of them were sold.

The best buying target is to meet the requirements of "three good", "good industry", "good company" and "good price". Just nine words, but even if there are a few books, they may not be thorough, but the essence of investment is actually that simple.

It is normal to have floating losses after buying company shares. Sometimes when there is a systematic decline, there will often be a large floating loss, which will greatly test the psychological quality of investors. Therefore, in-depth research and analysis is the foundation, and it is difficult for you to get along well with an enterprise you don't know. The control of the position can limit the proportion of your single position and prevent the huge blow caused by the possible black swan risk; Trading plan is a sharp weapon to control the cost of holding positions. Never go all in. This is the most passive way of trading, and it is easy to make yourself lose the ability to act.

Without Man Cang, many people will feel uncomfortable, which is normal, and I often feel this way. However, when trading on impulse, there will always be better positions or positions. In the final analysis, don't let positive emotional control actions, but use cold plans to assist implementation. Now some brokerage trading software has a conditional list, which is very helpful to control the trading impulse.

Generally, after I set up a trading plan, I will set up a list of conditions and automatically execute the trading operation at the corresponding price to avoid being affected by my mood.

In fact, due to the sharp rise and fall of A shares, you will find that there will always be times to buy, and all you need is patience.

So, back to the question, what about the loss 10%? First, I want to ask myself if I have a deep understanding of the target I bought, what is the reason for buying it, whether this reason has changed, whether the fundamentals of the enterprise have changed, and whether the valuation of the enterprise was overestimated or underestimated when I bought it. Comprehensive judgment.

# Wealth Management Contest Season 3 # Hello, friends, invest in wealth management, earn income, preserve and increase value, but you also need to bear certain risks, and there may be losses. Today, I will share some of our common wealth management products and funds with my friends. What if the loss exceeds 10%? This experience:

1 class, stock, what should I do if there is a loss of 10%?

Stock is a high-risk investment with strong periodicity and violent fluctuation. In general, it is necessary to control the loss limit at 5%~ 10%. If the loss exceeds 10%, it is necessary to judge the situation, bounce out and stop loss.

For example: cutting meat, changing positions, and changing shares.

Summary: stock losses are usually controlled at 5%~ 10%, which is more convenient for flexible response and can avoid deep locking.

Category 2, Funds:

A, index fund, loss 10%, can consider continuing to invest and share the cost. Because index funds are usually not liquidated, market interaction often leads to losses, so you can consider continuing to invest.

Waiting for the market to pick up.

B, partial stock, hybrid, leveraged, precious metal funds, etc. There is a loss of 10%, which should be analyzed in combination with the general trend and the position and allocation ratio of the fund. If the decline of the fund is less than the overall decline of the market, you can consider holding it but not adding positions for the time being. If the fund's decline is higher than the broader market, you need to consider stopping losses or changing funds.

C. Other funds: such as money funds, fund bond funds, low-risk wealth management, current products and term products. , product safety outstanding areas, as well as fixed income products (deposits, etc.). ) are usually invested, so the probability of loss is low and the scope is small. Suppose there is a loss of 10%, and you need to stop immediately to understand the reason.

Summary: At present, there are many investors in investment funds, so we should be highly vigilant, deal with them in different categories and deal with them well when the funds lose money.

To sum up:

Investment and financial management, loss 10%, is the highlight of the risk,

Respond in time according to different products and situations to avoid more serious losses.

Hello, I'm glad to answer your question.

If you lose 10% in the process of financial management, should you stop loss or increase your position?

There are different plans at this different time. If you buy stocks during the recent stock trading, the stock price plummets, resulting in a loss of 10%. At this time, many people will think of adding positions. There will also be many people who think of stop loss. Then we should consider the situation at this time. If you buy a growing company. A company engaged in scientific research. Like apples. Tesla. This is a beautiful group and so on. If such a company has a financial loss of 10%, then I suggest you increase your position, because you have to believe that its future prospects are good. If you buy a fairy investment in the process of investment. Companies with insufficient growth such as Shengtun Mining. I suggest you stop loss. Because of the lack of growth of such companies, they lost 10%. If you don't stop loss, you will lose more later. It is normal for 10% to lose money in the process of financial management. Buffett once lost 30% to 40% on the stock of China Oil, but you have to believe it. That is, what is the future prospect of this company and whether it is worth investing. If the prospect is not good, I suggest you not to invest. Find a good one. You will have unexpected gains. So when you lose 10%, don't be afraid to relax. Think it over and you will get a correct answer. In the book "Stock Magician", there is a book devoted to loss handling. When investing, you must stop loss. The bottom line is 10%. If the loss reaches 10%, you will stop without hesitation, because even if you earn more, the loss greater than 10% will cause a devastating blow to your funds.

The picture shows the different ways and different degrees of loss calculation made by stock gods, hoping to help you.

If we want to handle it properly, we must recognize the general trend of the stock market and deal with it according to the trend of individual stocks. This is the chart of my stock market in four seasons. In my theory of four seasons in the stock market, ordinary retail investors can operate in spring, summer and autumn, while the longest winter in the stock market is not suitable for ordinary retail investors to operate. So first of all, we must distinguish which stage the stock market is in and whether it is suitable for operation. If it is not suitable for operation, it is very likely to reduce the position. If it is suitable for operation, it should be divided according to the status of individual stocks.

1. The stock market environment runs in the three seasons of "spring", "summer" and "autumn", indicating that the stock market can operate at this time, which proves that the risk is not great. The next step is to study your own stock. If the stock you buy does not increase much, there is no problem in the fundamental industry, there is no risk of delisting for the time being, and there are obvious traces of main operation, such stocks can be held. If it continues to fall, it can also cover the position.

Although the stock market runs in spring, summer and autumn, your stock has risen sharply, and you have gone through the bull market of other stocks. You are chasing high, and you have been quilted with 10%. Then I still suggest that you stop the loss immediately, because the main force has completed the shipment and will not maintain the stock price. Although it will not fall sharply because of the good market environment, it will not.

The general environment of the stock market is "winter", which is not suitable for sowing. If you are not a loose cow, I advise you to have a good rest all winter, which will face a long and ruthless decline. Don't take any chances. Aren't 70-80% or even 90% of those trapped in the bear market? Let you carry the refueling tactics without cutting meat, and even make up the position in autumn. When "spring" comes, you have no bullets, and you may have to face the stock price.

Let's see if our logic is still valid.

Whether you invest in the long-term or the short-term, you must be clear.

The other is the establishment of stop loss line.

In fact, regarding wealth management products, all substantial losses are nothing more than no stop loss, fantasy and black swan events.

We can't control the black swan, but we can control others.

Nothing more than two words, humanity. @ obscene obscene obscene obscene

In the process of financial management, when there is a loss of more than 10%, how should we properly handle it? The financial loss is greater than 10%. How should it be handled properly?

This loss is not small, so my conclusion is that the subject should invest in financial products with relatively high risks, such as funds with medium and high risk levels. Then, what if the loss exceeds 10%?

First of all, understand the reasons for the loss.

At present, most wealth management products do not promise to protect capital, and the risks are high and low. First of all, we must understand why the wealth management products we invest in will lead to losses.

First, you have held it for a long time, but the performance of this product has not improved. For example, if you invest in a fund, but it falls much and rises little, then you can know how the historical performance is from the position of the fund. The background, P/E ratio, net profit, cash flow and operating conditions of listed companies are all related to the performance of a stock.

Of course, we can't know every stock in the fund position. If we have time to study stocks carefully, then we don't have to go to so much trouble and just buy stocks. Another simple method is to take the average performance of the products managed by the manager during his tenure as the assessment object.

Take the fund manager in the screenshot as an example. Among the 1 1 funds managed by the fund manager, the current highest rate of return is 13.36%, and the management time is 686 days. I looked at the 1 1 fund managed by the manager, and found that the most profitable fund was 35. 19%, the other was only 2 1%, and the most profitable funds were around 8%.

Therefore, if the fund you hold is similar to this one, and its performance has been flat and it has been losing money for a long time, then my personal suggestion is that you can choose to temporarily cut the meat and sell it, and then put it in the observation area, and then start again after the performance improves.

2. Short-term losses caused by market conditions take a fund I hold as an example. Last month's profit exceeded 20%. However, recently affected by the external market, the A-share market has also been affected by ups and downs. The so-called ups and downs, the original positive rate of return has exceeded 20%, these days suddenly plummeted. In addition, in the last two weeks, positive income has turned into negative income. In this case, you don't have to worry too much about the loss, you can continue to hold it, wait for the market to rebound when it improves, and the loss can be turned into profit.

Third, long-term investment depends on the product, short-term loss market If a product is often in a negative growth state in the case of long-term holding, you can choose to stop the loss decisively and in time, and then put it in the observation area, waiting for a suitable time to buy it back. If it is a short-term loss caused by external factors, then keep holding it and don't sell it.

In fact, this loss can be alleviated in the short term. For example, the fund I hold fell by more than 7% on Monday (March 10). If I increase my position before 15:00 on the same day, I will get more shares by buying that day than at other times. Moreover, if I just confirm my share, the money invested on Monday will get a positive return. (PS: I usually set the alarm clock to ring at 14:50. I set the alarm clock mainly to see the valuation of the fund that day. Unfortunately, on the day of the crash, my mobile phone was swiped, and many softwares were not downloaded before. By the time I downloaded and opened the fund, it was past the trading time. )

Secondly, if I choose to lighten my position by more than 6% before Tuesday (March 10) and June 15:00 that day, then when I fall again on March 1 1 (Wednesday), the loss will also be reduced, and the loss of principal may not occur. Therefore, there are still many skills to learn in investment and financial management. Sometimes it is inevitable to forget or make mistakes, but as long as you remember past mistakes, you can understand and deal with more operations in the future financial management process.

To sum up, when there is a loss in financial management, we must first calmly analyze the reasons. For example, as I said above, long-term holding depends on the product, and short-term loss depends on the market. The former is due to the product itself, which will lead to negative growth. The latter is caused by the ups and downs of the market, and the product itself is fine. Then, according to the situation, we will formulate corresponding measures and remedial measures.

There are many kinds of financial management. Let me talk about one of the stocks. If the stock loss exceeds 10%, I think it should be judged according to the individual's tolerance. My experience is that if this loss keeps you awake, you should stop. If it is not so unnecessary, then I think it should be stopped if it exceeds 10%.

Typing is not good. Take the recommendation.