Most migrant workers have never signed any labor contracts, and even if they do, it is difficult to pay insurance money for one year. In fact, as we all know, migrant workers basically work on major construction sites, and most construction sites rarely choose to sign formal labor contracts with migrant workers when hiring them, so this alone greatly limits the eligibility of migrant workers to receive unemployment insurance benefits. In addition, even though some construction sites have signed contracts with migrant workers, the working hours of most construction sites are about 8 months to 10 months, and it is difficult to pay insurance premiums for more than one year.
In fact, in addition to the embarrassing situation of migrant workers, many freelancers will face the same problem. In fact, not only migrant workers will have such embarrassing situations now, but many freelancers will also have such problems. For example, many people will engage in the drip taxi industry now. If you are engaged in this kind of freelancing, first of all, you can't sign a formal contract with the employer, because this kind of work itself is particularly free and unconstrained. Secondly, no company or unit will help you pay this unemployment insurance, so once you are unemployed, it will be difficult to get this fee.
So it can be seen from the above two points that the current system is rather embarrassing. Most of the insured people basically belong to people with relatively stable jobs, and the probability of unemployment of these people is relatively small. It is those who are unable to participate in insurance, such as our freelancers and migrant workers, whose unemployment probability is greater.