What's the national pension pooling? What's the impact on individuals?
what's the national pension plan? How will it affect individuals? First of all, let's take a look. What is the most basic concept of national pension planning? To put it bluntly, it refers to the unified collection and expenditure. In other words, the national social security stock fund unified expenditure and unified collection, which is called national overall planning. This topic doesn't seem to be directly harmful to everyone, but I think it has a certain impact and is beneficial to us personally.
For example, after the national social security co-ordination is completed, it will be relatively simple in the process of social security relationship transfer in many cities, especially in this province. Even in Shandong Province, the transfer of endowment insurance relationship in this province has already been promulgated first, and it is not necessary to apply for change. Before retirement, everyone will be allocated by social security institutions and accounted for together. This method is relatively simple for individuals, even if it is to transfer social security relations across provinces, it is very convenient compared with the past, so it is very helpful to us.
what are the benefits and impacts of national social security co-ordination? People have noticed that the national social security is actually relatively unbalanced. In some areas, the income may not exceed the expenditure, but in some areas, the income may be higher than the expenditure. In order to ensure this unbalanced region and achieve a sustained and stable payment of pension wages, it is necessary to complete the overall management of social insurance funds, which is conducive to maintaining the stable state of social insurance funds for a long time. Therefore, it is urgent to complete the national social security planning.
And in the future, if delayed retirement is implemented, the prerequisite for delayed retirement is the national social security co-ordination. If it is difficult to achieve national social security co-ordination, then there is no mention of delayed retirement, which is actually of little value to me, so national social security co-ordination is a very important step. It will bring great benefits to individuals, and it will be relatively convenient and convenient in the process of transferring social security relations in the future. You don't have to worry about the transfer of social security caused by changing your employer frequently.
in the future, after the national social security co-ordination, it will undoubtedly be a very good message for retired workers. On the one hand, it can ensure that our own pension is paid on time. For some provinces that can't make ends meet, the normal expenditure of their social insurance funds can be ensured to a great extent, because these provinces and regions whose income exceeds the expenditure can be allocated to make up for such provinces that can't make ends meet. Therefore, for all retired employees, the problem of pension payment has been well ensured.
Therefore, there is no need to worry about the pension, and whether it will not be a problem in the future. Because of the continuous reform and innovation of the pension system, it is all developing in this beneficial level. After the national overall planning of personal social security, it may be necessary to delay retirement in the future. We can ensure that our pensions are paid on time. In fact, this is the biggest wish of many retired people. Therefore, it is imperative to complete the national overall planning. It can be said that there will be some good news for individuals.