With the rapid development of third-party payment such as Alipay and WeChat, in addition to its own payment methods, it has begun to have functions such as shopping and financial management, among which Tian Hong Fund in Alipay is the most eye-catching and accepted by the public. So compared with the traditional fund E Fund, what are the highlights of the large-scale rise of Tian Hong Fund? Which is better, E Fund and Tian Hong Fund? Let's take a look together.

The difference between E Fund and Tian Hong Fund

E Fund is a traditional old-fashioned fund, and its company ranks among the best in China. It owns high-quality fund products owned by many companies, with large assets and strong fund management ability. In addition to monetary funds, E Fund also accounts for a certain proportion of non-monetary funds. The main source of monetary funds of Tian Hong Fund is Yu 'ebao, which means that except for the Monetary Fund, the composition of other funds is low, and it is too dependent on the main funds.

Which is better, E Fund and Tian Hong Fund?

1, in terms of security.

E Fund and Tian Hong are both large fund companies, so their ability to resist risks is relatively high. Both of them are in a period of rapid development. E Fund has been established for a long time and has experienced a long exploration period. The company management system is perfect, the fund composition is evenly distributed, and the internal and external risks are small. Tian Hong Fund is more convenient and can be used with Alipay at the same time, with high liquidity; On the other hand, if the liquidity of funds is too high, the greater the risk faced by funds. In addition, Tian Hong's main source of funds is Yu 'ebao, which is too dependent and increases the risk. Therefore, from this perspective, the E Fund is relatively safe.

2. From the perspective of expected income.

Yu 'ebao of Tian Hong Fund has experienced several interest rate cuts. As of June 6, the annualized expected rate of return is about 2.3 1 1%, which is not much higher than the bank interest rate. With the increase of Yu 'ebao funds, there is still the possibility of downward adjustment in the future; As of June 6th, the expected annualized income of the same fund of E Fund is 2.576%, which is slightly higher than that of Yu 'ebao, but it may be lowered with the development of the market and the increase of money.

The above is about the comparison between Tianhong Fund and E Fund, and I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.