You can apply for a mortgage. Generally, you can borrow 70% for 20 years \

If you go to the bank to apply for a loan, the information you need to provide is:

(1) Identity documents (including ID card, military officer's card, household registration book, temporary residence permit, etc. );

(2) the spouse's identity certificate (including ID card, military officer's card, residence booklet, temporary residence permit, etc.). );

(3) proof of income (format stipulated by the bank) and proof of income flow;

(4) Marriage certificate (marriage certificate, single certificate, divorce certificate or divorce judgment);

(5) Copy of the business license of the company (stamped with the official seal of the company)

(6) Education certificate (provided by junior college or above)

(7) House property right certificate

(8) Proof of loan use

The loan process is:

◆ The borrower applies and submits relevant materials.

◆ Conduct real estate appraisal and pre-loan investigation and approval.

◆ Pass the examination and approval and go through the mortgage registration formalities.

◆ When granting loans, the borrower will repay the loan principal and interest on a regular basis as agreed in the contract.

◆ Settle the loan principal and interest and recover the mortgaged house.