Let me tell you the basic logic of jiacang first: because no one can accurately predict the short-term fluctuation of the market, not everyone can buy at the lowest position in the market. After we enter the market, if the market falls further, we can choose to add positions at this time, which will further reduce our position cost. When the market rises again, our position will generate certain income, which is the basic logic of band income.

First, you can understand jiacang as a means to spread the cost of holding positions.

As I said above, not everyone can buy at a low price. When you buy a fund product, the market may go up or down. Downward retracement means a loss, but if you don't redeem the fund at this time, your loss is only a loss on the book. At this time, you can choose to further increase your position, so that your position cost will be lower.

Second, this is also a method of position control.

For senior investors, many people will effectively control their positions. If the investor's initial position is not high, the investor can completely add positions in different positions of the fund and enter the market completely in this way. Every investor will have different investment habits. Some people like to open positions quickly in a short time, while others like to open positions slowly for more than three months.

Third, some people will choose to vote in batches.

Influenced by many self-media articles, many people will choose to invest in fund products in bulk. For those small partners who don't have time to watch the market, many people will set a fixed investment date and keep the habit of investing. If we look at the purchase records, we will see that this person has repeatedly added positions in the same position, but in fact he is only making a fixed investment. Fixed investment is very friendly to many investors. I also suggest that Xiaobai learn more about the basic logic of financial management through fixed investment.