Will the fund be deducted if it loses all its money?
No, because funds generally don't lose all their principal. Compared with the investment risk of stocks, the investment risk of funds can be dwarfed. Stocks can make investors rich overnight, or they can lose their blood. Although the fund investment has ups and downs, its principal will never be completely lost in one day. Even if it is a stock fund, although more than 80% of the investment positions are stocks, under normal circumstances, it will not lose all the principal.
For ordinary people, funds are a good way to invest and manage money. When the market fluctuates greatly, they can make profits through short-term investment operations, and when the market fluctuates slightly, they can obtain stable income through long-term holding. In this kind of investment object, the income and risk of the fund belong to the range that most people can bear, and the biggest loss of the fund is the stock fund.
Generally speaking, when the fund falls seriously, the fund manager will take corresponding measures to remedy the loss, such as changing positions, so the possibility of the loss of the fund's principal is very small, and the fund's fluctuation range is generally limited to 10%. But there is also a situation that will make investors lose a lot, even Man Cang. When the net value of the fund has been falling and cannot be saved, once the fund reaches the liquidation standard, the fund manager can also announce that the fund has been liquidated. Therefore, in order to avoid fund liquidation, it is suggested to choose a fund with a larger scale, and the fund with a scale below 65.438+0 billion should be carefully selected.
When the fund loses money, investors can choose to switch funds. In order to meet the investment needs of different investors, the same fund company will have different risk types of funds. If the fund is currently in a loss state, it may still turn losses into profits in the future. At this time, when the fund falls, you can choose to buy, which can reduce the investment cost.
When investing in a fund, users can choose to set a stop loss, that is, when the fund falls to the stop loss value, they can choose to sell decisively. This method is also called timely stop loss method. All of the above are about "will the fund loss deduct money, and will the fund loss exceed the principal?" I hope it helps you.