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Judging from the current market situation, can you still make money by buying funds?
Funds mainly earn bid-ask spreads, buying at low prices and selling at high prices to make money. The rise and fall of this fund is mainly determined by the investment object. Investment targets rise, funds rise, and investors gain income; Investment targets fell, funds fell, and investors lost money. Practice has proved that it is difficult to make money by buying funds, and the loss ratio is obviously greater than the profit. If you are afraid of earning 10% a year, you may still lose money. Those who dare to bear the losses will invest in stocks, otherwise they will still deposit their money in the bank or buy wealth management products.

People think that investing in financial markets is stupid. In the past 30 years, A-shares have repeatedly harvested leeks at the price of 3,000 points, and fund companies have maintained their profits in the drought and flood disasters. Investment in fixed assets is suitable for most investors, and the investment level of investors is low. Historically, long-term holding can obtain relatively good returns. Fund is a narrow concept, which refers to a fund with a specific purpose and use. The fund we are talking about mainly refers to the securities investment fund.

It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. The essence of fund products is a portfolio of securities. The income performance of the fund is closely related to the performance of the basic market. When buying a fund, you should pay attention to arranging the proportion of fund varieties according to your risk tolerance and investment purpose. Choose the fund that suits you best and set an investment ceiling for buying some stock funds. Investment funds should not be measured by price. Open-end funds are only affected by net value, not by supply and demand, and do not involve fundamental factors.

The fund itself is a way to spread risks. It takes risks through different portfolios. We only need to invest 3-4 funds, which is not only beneficial to our risk control and management, but also can spread risks. It carries the important mission of China's energy revolution and economic growth, and it will be upward in the long term. At present, there are high valuation risks caused by rapid technical iteration, short-term overheating and high expectations in this sector, which requires investors to be vigilant.