In the past two years, the stock market has fluctuated upward, investment opportunities can be said to be one after another, and stock funds have soared as a whole, but many investors are afraid to try it easily because they are worried about the market correction.

According to the data, in the past two years, the index of partial stock hybrid funds has fluctuated with the stock market. Although there are great fluctuations during the period, the overall income is still good.

If you want to invest in the stock market, but you are worried that you can't stand the ups and downs of the stock market and are afraid of losses, then you can try to understand the secondary bond funds, invest in the bond market in a large proportion, and invest in the stock market in a small proportion, which can not only participate in the stock market, but also control risks well.

The secondary bond fund is the only bond fund in the fund market that can invest in both bonds and stocks. Secondary bond funds have both offensive and defensive characteristics, which can provide a more radical choice for stable investment with less risk tolerance.

Compared with pure bond funds and bond funds, secondary bond funds.

Tier-1 bond fund refers to a hybrid bond fund in which the proportion of stock assets to the net asset value of the fund is less than 10%. Tier 1 bond funds have increased stocks and convertible bonds on the basis of pure debt funds, and the average annualized rate of return may reach 6% to 7%.

The secondary debt base refers to a bond fund whose stock assets account for more than 10% of the fund's net asset value, and whose pure stock investment accounts for less than 20% of the fund's net asset value.

The income of secondary debt base is relatively good, which may reach 15% annualized. If you don't do it well, you may not get an annualized rate of return of 5%.

The most important thing to choose a secondary bond fund is to look at the fund manager. At the same time, we should pay attention to the fund manager's ability to choose bonds and stocks, whether it conforms to his own investment philosophy, and the stability of the fund manager's comprehensive ability and historical performance. As for the specific target, try to choose a secondary bond fund with a scale of more than 1 100 million yuan and a establishment time of more than 5 years.