If the fund pays dividends in cash, its funds will be returned to the investor's bank card on the dividend day. If the fund pays dividends in the investment, it will increase the share of investors' positions. After the investor sells the fund, its funds will be transferred to the investor's bank card.

After the fund pays dividends, the net value of the fund will be reduced accordingly according to the dividends distributed this time, so that the total assets of investors will remain unchanged before and after the dividends. At the same time, investors can choose cash dividends or dividend reinvestment according to market trends. Generally speaking, when the market is poor, cash dividends are chosen, and when the market is good, dividends are reinvested.