Pay attention to the size of the money fund when choosing it. Generally, if the size of the money fund is too small, the income is low, and the management cost of large funds is high, it is necessary to choose a medium-sized money fund. When choosing a monetary fund, we should also consider the length of its establishment, and generally choose a monetary fund with a long establishment time.
Pay attention to the fund manager when choosing a money fund, because the level of the fund manager directly affects the income, because an experienced fund manager can bring good income to the money fund. When choosing a fund, the investment platform with low exchange rate will reduce the cost and investors will get more.
When choosing a monetary fund, we should pay attention to its historical income. Users should not only look at the 7-day annualized income and 10,000-share income of the day, but also compare the historical income of the Monetary Fund in the past three months, 1 year or even three years. Because money funds are usually held for a long time, it is necessary to look at the profitability of funds from the long-term income level.
Monetary fund is a stable asset management product, which has certain risks, but it is extremely low. Now everyone knows Yu, Yu, and Biography. It belongs to a money fund, so you should know how much risk you face after investing.
The income of the money fund is paid every day, and users can see the income every day, and the income they get can continue to enjoy the income, which is equivalent to compound interest calculation. When investing in money funds, different kinds of money funds have different returns, so we must choose the one with high returns.