How should I choose to buy when I am trading stocks or funds? Many people are very lacking in this knowledge, so Bian Xiao specially brought you how to choose to buy their own stock funds. I hope you like it.

How to choose to buy your own stock market fund?

When choosing to buy a fund, you can consider the following fund selection methods:

Know your investment goal and risk tolerance: determine whether your investment goal is long-term value-added, stable income or other, and evaluate your investment risk tolerance. Different types of funds have different investment strategies and risk levels.

Study the historical performance of the fund: check the past performance of the fund, including annualized rate of return, volatility and comparison with similar funds. However, it should be noted that past performance does not guarantee future performance and is for reference only.

Analyze the investment strategy and portfolio of the fund: understand the investment strategy, theme or variety of the fund, and analyze the stocks, bonds or other assets held in its portfolio. This helps to evaluate the risk characteristics and potential benefits of the fund.

Pay attention to the fund management team: study the professional background, experience and investment style of the fund manager or management team. An experienced and stable management team usually contributes to the stable operation of the fund.

Observe fund size and liquidity: Larger funds are usually easier to handle transactions and asset allocation, and have better liquidity. Funds with good liquidity can improve the convenience of buying and selling.

Pay attention to fund fees: understand the management fees and sales service fees of funds, and compare the rates between different funds. Low-cost funds may be more attractive to long-term investors.

Consult the rating and research reports of professional institutions: refer to the fund rating and research reports issued by some independent institutions to understand the evaluation and suggestions of professionals on the fund.

Please note that stock exchange funds involve investment risks, and there are risks of market fluctuations and value changes. It is suggested that before making any investment, you should fully understand the characteristics of the fund and fully evaluate your investment knowledge and risk tolerance. If you have any questions about investment, please consult a professional investment consultant.

Choose the stock that suits you.

First, know your risk tolerance.

When choosing the purchase method of stock funds, you need to know your risk tolerance first. If you are risk-averse, you can choose to buy low-risk stock funds, such as index funds or large-cap funds. If you are a risk lover, you can choose to buy high-risk stock funds, such as growth funds or value funds.

Second, understand the investment strategy of the fund.

When choosing the purchase method of stock fund, we also need to know the investment strategy of the fund. Different foundations have different investment strategies. For example, growth funds choose companies with better growth, and value funds choose companies with lower market prices and undervalued values. Understanding the investment strategy of the fund can help us better grasp the investment opportunities.

Third, choose the right way to buy.

When choosing the purchase method of stock funds, we also need to consider the purchase method. At present, there are mainly the following ways to buy stock funds: bank counter purchase, securities company account opening purchase, and third-party fund platform purchase. Different purchase methods have different advantages and disadvantages, so you need to choose the appropriate purchase method according to your actual situation.

Where is the money pit?

Some investors buy funds only for short-term performance. Which fund will they buy in the short term? As a result, they bought the fund and fell. At this time, they will step on the pit. When looking at the performance of the fund, we should refer to the income of the past year and recent years.

Followed by the new fund. Many people can't help but want to buy the fund manager introduced by the new fund. It's easy to step on the pit at this time. Because the new fund has no past performance support and lacks reference targets. Moreover, the new fund has a three-month closure period, during which there is no way to take it out, so be cautious when buying new funds.

When is the right time to buy quantitative funds?

Quantitative funds are divided into stock funds, hybrid funds, index funds and index funds, which are generally divided into stock funds, hybrid funds, index funds and index funds. Quantitative funds are divided into stock, hybrid, index and bond types. The buying time of stock funds is different from the buying time, because their selling time can't be judged, so it is best to buy in batches, but buying in batches has its advantages, and you can choose the selling time after effective selling, which is also one of the important factors to quantify the market opportunities for fund investors.

How do stock fund investors judge the buying opportunity of quantitative funds? Investors in quantitative funds have different buying opportunities for quantitative funds, which are divided into: buying in batches, repurchasing, selling in batches, bull market, spread, spread and so on. So, what kind of stock fund is suitable for buying? Generally speaking, the buying opportunities of ordinary investors are relatively simple. Under normal circumstances, the quantitative fund manager wants to be a quantitative fund because he is an ordinary investor, so he can take the way of adding positions, that is, he can get a very high rate of return and a relatively large rate of return in a short period of time.

How to judge whether a fund can be bought?

The first is to judge the relative position of the fund. We can look at PE and PB. The smaller these two values, the lower the valuation of the representative index, so the funds related to these indexes are also underestimated, indicating that they can enter the market.

If you buy a broad-based index, it is ok to look at PB or PE. If you buy an industry index, you should distinguish by industry, such as medicine, consumption and other weak cycle industries, and the performance is stable, mainly depending on PE. Strong cycle industries such as steel and nonferrous metals mainly depend on the PB percentile, and the general index is over 80%, which is relatively high. It is recommended to wait and see. For example, the PE percentile of catering is 95.6 1.

Many people want to buy funds at the bottom, but there is actually a very simple way to solve it. That is to use the fund's maximum exit index.

Looking at the maximum withdrawal data of a fund, the maximum withdrawal measures the worst possible situation of a fund, which is equivalent to a reference line. For example, when a fund retreats by 34.65% in the past three years, when the fund retreats by more than 17.33% in the future, the high probability is the opportunity to bargain-hunting.

If you are very optimistic about a fund, you can also control the increase of positions according to the rhythm of maximum retracement. For example, if the decline rate reaches half of the historical maximum retracement, you can add 15%, then add 20%, and if the decline rate reaches the historical maximum retracement level, continue to add 25%.