To invest in open-end funds, the easier way is to bring your ID card to the bank where you have a savings card to open a fund account and then buy and sell funds.
The fund account is in your bank savings card, which is safe and convenient.
The fund starts from 1,000 yuan.
What you buy with money are fund shares. For example, for 1,000 yuan, the subscription fee is 1.5%, and the fund shares you buy are 985,221 fund shares.
Fixed investment funds start at 200 yuan.
Fixed investment funds must sign a contract with the bank on the name, amount, date, and term of the fixed investment fund.
From now on, the bank will automatically give you fixed investment funds on a regular basis, saving you worry and effort.
After opening online banking, you can also trade funds and inquire about funds online.
Therefore, it is very convenient and safe to invest funds in a bank.
If you go to a fund company or securities company to invest in funds, you may get preferential rates, but they are not as convenient as a bank and there are relatively few types of funds. The key is to go through bank transfer in the end.
It is more troublesome.
In the long-term volatility of the Chinese stock market, choosing a hybrid fund to make one-time investments at low prices is a less risky option.
Because hybrid funds can switch back and forth between bonds and stocks according to market conditions, they are more flexible, have relatively less risk, and have moderate returns.
Some returns are no worse than those of stock funds.
Funds such as Huaxia Return, Hua'an Baoli, Fuguo Tianhui, China Investment China Advantage, etc. are all funds with better trends among hybrid funds.
You can invest some on dips.
Of course, if you choose long-term fixed investment, you should choose stock fund investment with higher risks and returns, because fixed investment can effectively spread the investment cost, and in the long run, the risk is smaller.
Funds such as Huashang Shengshi Growth and Huaxia Advantage Growth are good funds for long-term fixed investment.