In an ideal state, the compound interest calculation of fixed investment is calculated according to the monthly average rate of return as a fixed value, and the actual fund income is calculated according to the net value. You can search the U8 Fund Fixed Investment Calculator and calculate it according to the real historical data.

You don't have to choose dividends to reinvest in order to calculate compound interest. Compound interest is calculated according to your fund income. For example, your fund is 2000, and your fund earned 500 this month, so a * * * is 2500, and it will be calculated according to this 2500 next month. Anyway, it's complicated. Generally, you can work it out directly with ready-made tools, and you will know how much money you have when it expires. "Zhihui Financial Manager,

Dividend: the income of the fund from the distribution of the company's net profit due to the purchase of the company's shares. Generally speaking, there are two forms of dividend distribution to shareholders: cash dividend and stock dividend. As a long-term investor, the main goal of the fund is to obtain long-term stable returns for investors, and dividends are an important part of the fund's income. The dividend of the invested stock is an important criterion for the fund manager to choose the portfolio. If the fund you decide to invest in has no income, there is naturally no compound interest. The advantage of fixed investment is to reduce risks.