2. China's large-scale selection is very good, with an increase of 84.59% this year, but it has not been opened for subscription and is currently unavailable. So don't think about it.

3. Monetary funds have low risks and low returns. As a stable investment tool, its advantages are similar to the liquidity of demand deposits and the yield of one-year time deposits, and there is no cost such as subscription and redemption. The net value is always 1 yuan, and the income is calculated on a daily basis, with interest income every day. However, this part of the income can not be extracted, and it is automatically carried forward to the fund share by the system, which is considered as a compound interest investment. When you redeem it all, you will be given as much money as you have. For example, if you buy a money fund of 1 1,000 yuan, it is 1 1,000 copies. When you save 1 year, you find that the share becomes 1030. Redemption is 1030 yuan. Not all money funds can outperform time deposits. So far this year, only 10 has won.

4. If you want to buy a fund, it still depends on your principal, holding time and investment target. At present, there are many new funds being issued, and the rate of return of some sub-new funds established for about half a year is not very ideal. You can choose some old funds in the near future. I can't recommend it because I don't know your specific situation. But we can start with Huaxia, Jiashi, Yifangda, Guangfa and Bosera. Investment is risky, reminding you to arrange your investment reasonably.