The fixed investment of the fund is a way to spread the investment risk of the fund, so why is the fund still losing money after three years of fixed investment? Do you want to continue? The following small series brings the reasons for the loss of the fund's three-year fixed investment, which is of great benefit to you. Let's have a look.
What is the reason why the fund still loses money after three years of fixed investment?
1. The wrong fund was selected.
Fund investment can generally make money because the selected fund itself is good. If you choose a junk fund, you won't make money no matter how you invest it. When choosing a fund, you can consider many aspects, such as the establishment time of the fund, the historical performance of the fund, the fund manager, the fund rating and the fund company.
2. There is no stop loss and take profit.
It is very important to set up stop loss and take profit in fund trading, which can help us control risks and protect funds. Take profit can make us profit at the right time. Stop loss refers to the automatic liquidation when the transaction price falls to a certain extent to avoid further losses.
3. Bad market environment
The overall market environment is not good, such as financial crisis and trade disputes, so fund investment can not be profitable.
4. Poor management of fund companies.
For example, funds bought by third parties, such as banks and Alipay, are not operated by banks or Alipay; they are only consignment agencies. Therefore, before investing in a fund, investors should examine the company to which the fund belongs. The fund company is not well managed, and the money raised by the fund has no return on investing in other projects, so the natural fund is losing money.
Do you want to continue?
It is best not to continue, lose money for three years, even if it may be profitable later, but the time cost is too long, it is best to redeem the fund and stop loss in time.
If the loss of the fund is caused by the market environment, we can consider suspending the fixed investment and resume the fixed investment of the fund after the market situation improves.
If it is the loss caused by poor management of the fund management company, it is best to redeem the fund in advance to avoid further losses and replace the fund for investment.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.
Analyze the handicap of a stock.
It is reported that the handicap includes the trend of the stock on that day, and the handicap size analysis of a stock mainly includes five parts, namely the commission ratio; Five trading orders; Opening price, closing price, price fluctuation, lowest price and highest price, volume ratio, internal and external disk, and total volume; Turnover rate, total share capital, circulating share capital, net assets, income and dynamic price-earnings ratio; Sales order.
In the stock market, the handicap of the stock refers to the real-time disk data window in the trading process. Handicap data usually consists of commission ratio, five pending orders, stock opening price, stock closing price, stock price rise and fall, stock highest price, stock lowest price, stock latest price, stock ratio, stock internal and external disk data, total stock turnover, stock turnover rate, total share capital, stock circulating share capital, stock net assets, stock price-earnings ratio, expected income, stock net inflow and stock turnover rate.
What are the practical skills for chasing stocks?
First, chasing up should be timely and decisive. Many big bull stocks will have a big rise after they start. Therefore, chasing up should be timely and decisive. Because catching up at this time will not only bring great benefits, but also reduce the time cost. If you chase up decisively in time, you can not only enjoy the daily limit income of the day, but also have at least 25% income in the next few trading days.
Second, the chase after the fall stage. When a stock has started the market and has been rising for several days, then it should not be chased, but should wait for the stock to rise and fall for a period of time before chasing. Observing the trend of bull stocks, there will be a pulse-like rise, so chasing after falling back can reduce the risk. Under normal circumstances, a bull stock will never be a few days' market, it will continue to rise, often after a wave of rise, and then continue to attack.
Third, chasing high stocks. Volume ratio refers to the ratio of the volume of the day to the volume of the previous five days. If the volume ratio is large, the volume of the day is more obvious, which also proves that the stock's rise has been sought after by investors. Therefore, the chasing volume is more stable than the top stocks. Some stocks rose in late trading, which is more or less opportunistic, because many main players deliberately pulled up quickly in late trading to attract retail investors to follow up, and as a result, they opened lower the next day, often lower. Therefore, attention is a problem that must be paid attention to when chasing high.