If investors are prepared for short-term investment, or are relatively stable investors, they can choose to accept it when they are ready. On the contrary, if investors are ready for long-term investment, or are more radical investors, they can consider waiting.

In short-term investment, investors can adopt the following investment strategies: using the trend of the fund to sell high and suck low, that is, investors can buy at the low level of the fund's net value and sell at the high level, or buy at the low level of the fund's target and sell at the high level of the fund's target.

In the long-term holding, investors can adopt the following investment strategies: make fixed investment operation, that is, keep buying in a fixed period of time to spread the cost of holding positions and spread the risks.

Of course, investors can also combine the trend of fund net value, market conditions and other factors for short-term operation when holding for a long time, and improve the income through long-term and short-term combination.

First, there are several points to pay attention to in long-term holding.

1. It must be an excellent fund. What kind of fund is an excellent fund? A simple logic is that you must hold a pro-cyclical plate, so you can't go wrong.

2. Long-term holding is not laissez-faire, but insisting on fixed investment. Fixed investment plus long-term holding can outperform most investors.

3. Reasonable profit is equally important. If there is more than profit in the large-scale market, it will waste time and cost, and it will also have a certain impact on investor sentiment.

Fund broadly refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

Second, matters needing attention

First, we should pay attention to arranging the proportion of fund varieties according to our own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.

Second, be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.

Third, pay attention to the post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.