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What is the difference between Hua 'an Yueyuexin and the upcoming Huitianfu Wealth Management 30-day Fund? Which of the two funds is worth buying, the money fund?
Huaan Yueyuexin is a short-term financial product with monthly operation cycle launched by Huaan Fund Company. It has a fixed operation cycle, a fixed time to apply for redemption and closed operation. For the first time, innovative fund products with reference to annualized rate of return were introduced. It mainly invests in money market instruments such as bank time deposits, certificates of deposit, bond repurchases, short-term bonds, etc. with high interest rate marketization. Investors can enjoy the inter-bank financial market interest rate through this kind of products, thus obtaining the income 6-10 times higher than the current demand.

The product 1 was released on May 2 -7, and the reference annualized rate of return of the fund 20 12 1 was 3%-4%, and the reference annualized rate of return of the fund 1 was 3.24%-4.24%.

Huaan Yueyuexin and Huitianfu Wealth Management are both 30-day bond funds, with higher returns than money funds, but poor liquidity. They take a month as an operation cycle, and their investment and operation are seamlessly connected. Subscriptions are open at a fixed time every month (1 day). At the end of each operation period, investors can choose to redeem or let the funds continue to roll, so as to improve the investment efficiency of funds. The subscription starting point is only 1000 Yuan Wah. Small money that can only be deposited in demand deposits now has the opportunity to enjoy the interest rate in the interbank financial market-6- 10 times higher than the demand.

Of course, it is worth buying Huaan Yueyue New Year and Huitianfu Wealth Management for 30 days.