Over 20%. The investment style will be compared with the fund, and the possibility of loss will be much greater. It is very likely that the principal loss is 10% or more than 20%. We should treat the benefits and risks of bank wealth management products rationally. R 1 (low risk) and R2 (medium and low risk), with almost no loss of principal. R 1, R2 and other wealth management products are all invested in low-risk wealth management products such as treasury bonds, reverse repurchase of treasury bonds and money funds.