what time does the provident fund work? It is from 9: am to 11: 3 am and from 1: pm to 4: 3 pm. According to the "Shanghai Provident Fund Management Center Business Network" published by Shanghai Housing Provident Fund Network, the normal working hours of the Provident Fund Management Center are 9: am to 12: am and 13: pm to 4: 3 pm on legal working days. Provident fund, also known as the company's reserve fund, refers to a kind of money that the company draws from the company's profits according to law in order to enhance its own property capacity, expand production and operation and prevent unexpected losses, and does not serve as part of the income or income from dividend distribution. Mainly used for: making up the company's losses, expanding the company's production and operation, and increasing the company's capital. The housing accumulation fund system is actually a housing security system and a form of monetization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill the obligation to pay housing provident fund according to law. The housing provident fund paid by individual employees and the housing provident fund paid by units for them shall be stored in special accounts and owned by individual employees. Statutory provident fund, also called compulsory provident fund, refers to the provident fund that must be drawn according to the proportion stipulated by law. Arbitrary reserve fund, also known as arbitrary surplus reserve fund, refers to the reserve fund freely drawn outside the statutory reserve fund according to the company's articles of association or resolutions of shareholders' meeting.