1, bank. Going to the bank counter to buy funds is the most traditional way. This kind of purchase channel is inefficient, and the types of funds sold by different banks are different. In recent years, you can also buy through bank online banking, without going to the counter to queue up to buy funds, but the rate is opaque and relatively high.

2. Brokerage agencies. Citizens can buy closed-end and open-end funds in their own securities trading accounts, and operate like buying and selling stocks without paying stamp duty. The handling fee is cheaper than the stock, and the funds are immediately reflected, which is safe, convenient and feasible.

3. Direct selling by fund companies. If you apply in official website, the specific fund company will take the "fund direct sales" channel. Fund companies will only sell their own fund products.

4. Alipay and other sales platforms. Sales platforms such as Alipay have huge user traffic and are actively promoting fund business. The variety of funds is relatively complete, and the subscription fee is mostly set at 10%.

5. Websites of large fund institutions. Tian Tian Fund Network, like Oriental Fortune, can buy nearly 4,000 funds, giving people a wide range of choices.

Sales organizations such as Alipay and Tian Tian Fund Network are all third-party sales platforms. This qualification was issued by the China Securities Regulatory Commission, and now there are hundreds in China.