Sometimes, the interests of fund companies and investors are out of sync: investors want stock funds to earn more money, and the higher the annualized income, the better; Fund companies make money by obtaining the period expenses from the fund scale. In essence, they are more concerned about how to enlarge the fund scale than the fund's earning ability. Influenced by the factors of sales performance, there are many high-level private fund managers, and these general private fund managers need to rely on a variety of different combinations to win the high income that may be brought by a certain combination.

In this way, there will be a good ranking at the end of the year and more people will buy it. Even high-level private fund managers will encounter bad harvests, such as the 20 18 stock market crash, and even big bosses like Lin Yuan lost money this year, not to mention that Dan Bin spent eight years in War of Resistance against Japanese Aggression on Moutai in previous years. In this case, the reputation of private fund managers will be damaged to some extent, and selling a bunch of stock funds will help them share the damage caused by this crab hazard.

C's fund is suitable for short-term stock trading, because there is no redemption rate after 30 days of purchase, and the sales service fee received is not deducted for one year at a time, but is withdrawn on a daily basis. If you want to buy a class C stock fund, if the surcharge is 0.40%, you should control to sell it within 5 months, which will have more advantages than stock funds. If the surcharge is 0.80%, selling within 3 months will have an advantage over equity funds. In fact, most investors know that stock funds have subscription fees and redemption rates.

And ignore the biggest cost of stock funds is management fees. The bigger the fund, the longer the time, and the more management fees the fund company charges, and there is no discount. The fund management fee is extracted from the fund assets according to a certain proportion of the net asset value of the stock fund, accumulated daily and paid monthly. The investment industry is an industry operated by a license, not a free economy, which determines that there are few high-quality asset management products and the industry concentration cannot be improved.