Generally speaking, products such as money funds are more formal. Funds are entrusted by banks, and fund companies are responsible for the operation and management of funds. The CSRC and the exchange supervise their operation procedures, so there will be no moths in the products.

As a monetary fund, the investment risk of win-win currency is relatively low. First, because the products are legal and the capital transactions are safe. Second, its investment direction is generally low-risk money market, including bonds and bank deposits. The probability of loss of principal is small.