Legal analysis: The situation in different places is different. The inability to check the balance of the personal account on the medical insurance card has a lot to do with the local medical insurance information system.

Or it has a lot to do with the query method.

You can directly bring your social security card or ID card to the medical insurance agency in the insured place to inquire, or call the local social security consultation hotline 12333 to inquire.

Social medical insurance card (referred to as medical insurance card or medical insurance card) is a special card for medical insurance personal accounts. It uses a personal ID card as an identification code and stores and records personal ID number, name, gender, account fund allocation, consumption, etc.

Details information.

Medical insurance cards are generally handled by local designated agent banks and are a type of bank's multi-functional debit card.

After the insured units pay the premiums, the local medical insurance department will entrust the bank to allocate the personal account funds to the insured employees' personal medical insurance cards at the end of the month.

Legal basis: "Opinions of the State Council on Integrating the Basic Medical Insurance System for Urban and Rural Residents" (6) Unified fund management.

Urban and rural residents' medical insurance implements the country's unified fund financial system, accounting system and fund budget and final account management system.

Urban and rural residents’ medical insurance funds are included in special fiscal accounts and implemented “two lines of revenue and expenditure” management.

The funds are independently accounted for and managed in separate accounts, and no unit or individual is allowed to misappropriate them.

Comprehensively promote total payment control in conjunction with fund budget management.

The use of the fund follows the principles of determining expenditure based on revenue, balancing revenue and expenditure, and having a slight balance, ensuring that payable expenses are paid in full and in a timely manner, and the balance rate of the fund for the year and the cumulative balance rate are reasonably controlled.

Establish and improve fund operation risk early warning mechanisms to prevent fund risks and improve utilization efficiency.

Strengthen the internal audit and external supervision of the fund, adhere to the information disclosure system of the fund's revenue and expenditure operations and the medical settlement information of insured persons, and strengthen social supervision, democratic supervision and public opinion supervision.