There are two forms to pay social security: the company pays and the individual pays. If it is the first form, the company's administrative personnel will help you get it done, and you don't have to worry about it yourself.

if you pay the social security yourself, it is the social security of residents. Social security for residents is mainly aimed at children, the elderly, unemployed residents or freelancers. If you are in a city, social security for residents is called social security for urban residents; If you are in the countryside, social security for residents is our common new rural cooperative medical system.

There are only two types of social security for residents, namely, pension and medical care, and work-related injuries, unemployment and maternity cannot be paid. You must go to the social security bureau where your account is located.

social security for urban residents

payment standard: last year, the local social security wage multiplied by the payment ratio, the pension payment ratio was 2%, and medical care was about 9%.

Take Xuzhou City, Jiangsu Province as an example:

Payment amount of basic old-age insurance = payment base * payment ratio (2%). The minimum payment base in Xuzhou is 255 yuan, and the maximum payment base is 15446 yuan; The corresponding minimum monthly payment amount is 51 yuan, and the maximum payment amount is 389 yuan. Individual insured persons can determine the payment amount between 51 yuan and 389 yuan according to the actual situation.

payment amount of basic medical insurance = payment base * payment proportion (11% or 6%). The insured can pay the basic medical insurance premium at the rate of 11%, amounting to 281 yuan per month, and enjoy the basic medical insurance benefits; You can also pay the basic medical insurance premium at the rate of 6%, the amount is 153 yuan per month, and you can enjoy the medical insurance benefits of hospitalization (including family beds), but it is not included in the personal account funds and does not enjoy the outpatient treatment paid by the outpatient pooling fund.

when medical care and old-age care are added together, according to the individual's actual situation, the monthly payment is 663 yuan-337 yuan.

new rural cooperative medical insurance

medical insurance

Different provinces and cities have different payment standards for new rural cooperative medical insurance in 217 due to different economic levels. Please call the local social security bureau at 12333 for free consultation.

The individual payment standard of the new rural cooperative medical insurance in Gansu Province in 217 will be raised to 15 yuan per person per year;

The financing standard of the new rural cooperative medical insurance in Qidong in 217 is 85 yuan per capita, in which the participants pay 17 yuan and the government subsidizes 68 yuan;

15 yuan, individual payment of 217 new rural cooperative medical insurance in Yuncheng;

The individual payment standard of 217 new rural cooperative medical insurance in Chaohu City is 15 yuan/person, and the disabled are exempt from personal expenses;

The individual payment standard of the new rural cooperative medical insurance in Dalian in 217 is 15 yuan/person;

the individual payment standard of 217 new rural cooperative medical insurance in Yumen city is 15 yuan per person per year.

Old-age insurance

Those who participate in the old-age insurance of the new rural cooperative medical system shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set to 12 grades in 1 yuan, 2 yuan, 3 yuan, 4 yuan, 5 yuan, 6 yuan, 7 yuan, 8 yuan, 9 yuan, 1, yuan, 1,5 yuan and 2, yuan each year. The people's governments of provinces (autonomous regions and municipalities) can add payment grades according to the actual situation, and the highest payment grade standard in principle does not exceed the annual payment of local flexible employees participating in the basic old-age insurance for employees.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.