Poverty alleviation loan is a policy loan business undertaken by domestic financial institutions. It is an important part of poverty alleviation and development in China. There are two main forms of distribution: one is small poverty alleviation loans to households; The other is poverty alleviation loans and infrastructure construction for leading enterprises.

Article 1 In order to effectively strengthen the management of national poverty alleviation funds and improve the efficiency in the use of poverty alleviation funds, according to the Decision of the Central Committee and the State Council on Solving the Problem of Food and Clothing for the Poor People in Rural Areas as soon as possible (Zhong Fa [1996] 12) and the Notice of the State Council on Printing and Distributing the National Poverty Alleviation Plan during the Seventh Five-Year Plan (Guo Fa [199)

Article 2 National poverty alleviation funds refer to the funds specially arranged by the central government to solve the problem of food and clothing for the rural poor and support the economic and social development in poverty-stricken areas, including funds for supporting the development of economically underdeveloped areas, special subsidies for agricultural construction in the "Three Wests", new financial poverty alleviation funds, work-for-work funds and special poverty alleviation loans. ?

Article 3 National poverty alleviation funds shall be used in accordance with the overall objectives and requirements of poverty alleviation and development, so as to form a joint force and give full play to the overall benefits. ?

Article 4 All the national poverty alleviation funds must be used for poverty-stricken counties supported by the state, and the poverty-stricken townships, villages and households in poverty-stricken counties are the objects of capital investment, project implementation and benefit. Poverty-stricken townships, villages and households scattered among non-poverty-stricken counties and poverty-stricken counties identified by provinces, autonomous regions and municipalities directly under the Central Government shall be supported by relevant local governments at all levels. ?

Article 5 The funds for supporting the development of economically underdeveloped areas and newly-increased financial poverty alleviation funds are mainly used to improve the production conditions of agriculture and animal husbandry in poor areas, develop diversified management, build rural roads, popularize compulsory education and eliminate illiteracy, carry out practical technical training for farmers, and prevent and control endemic diseases. ?