2. However, as an ordinary retail investor, he may lack the knowledge of investment and financial management, and he has no time and energy to take care of it. Investment funds can just solve this problem. Investment funds help you invest in stocks, bonds and other investment funds with a small amount of money and experts from fund companies. All fund companies have professionals. They have keen observation and analytical judgment, can grasp a lot of information, can correctly predict the price trend of financial markets, and can improve the success rate of investment.